Credit Facilities offered by the Midwich Group PLC

Complete project support solutions

Unlock flexible credit solutions to support your growth

At Midwich, we understand that effective credit management is key to running and growing a successful business. Our expert team is here to support you—whether you're delivering major projects or managing day-to-day operations.

Our team is led by Louise Nevard, Director of Credit, who brings over 27 years of experience and a great reputation in the industry. With a background in sales and commercial operations, Louise believes in building strong, long-term relationships and understands the critical role credit plays in your success.

Supporting Louise is Emma Gunter, Credit Services Manager and Leigh-Ann Greenough, Commercial Credit Manager. Emma has been within the business for nearly 15 years and was recognised in the 2024 class of Inavate EMEA 40 under 40 celebrating emerging leaders in our industry. Leigh-Ann recently joined the team bringing a wealth of commercial expertise and fresh perspective.

Together, Emma and Leigh-Ann are focused on strengthening our partnerships and ensuring you receive the highest level of credit support.

“Relationships are key, as is flexibility and the need to be agile to make efficient decisions. I believe we are the best in our industry, constantly building on our experience and knowledge to ensure we are leading the way with our dynamic approach.” Louise Nevard, Director – Credit.

Meet our credit experts

Donna Day leads our experienced and motivated Credit Management team, providing essential operational support while working closely with Louise, Emma, and Leigh-Ann. Donna plays a key role in driving excellent customer engagement and ensuring our credit operations run smoothly and efficiently.

Bespoke project support and asset finance

Leigh-Ann Greenough	Commercial Credit Manager	leigh-ann.greenough@midwich.com \| 01379 647519
Emma Gunter	Credit Services Manager (UK & I)	emma.gunter@midwich.com \| 01379 649317

Cash Management – on hand to answer any card payment or Direct Debit questions

Mel Butcher

Senior Credit Receivables Executive

mel.butcher@midwich.com | 01379 649391

Enablement and Customer Liaison

Donna Day	Credit Team Manager	donna.day@midwich.com \| 01379 671122
Rachel Smith	Deputy Credit Manager	rachel.smith@midwich.com \| 01379 777487
Kim Kemp	Senior Credit Liaison Executive	kim.kemp@midwich.com \| 01379 649234
Oakley Gost	Credit Liaison Executive	oakley.gost@midwich.com \| 01379 777619
Katy Hill	Senior Credit & Customer Onboarding Analyst	katy.hill@midwich.com \| 01379 646893
Denise Whymark	Credit & Customer Onboarding Analyst	denise.whymark@midwich.com \| 01379 647507

Credit facilities

Flexible credit facilities – We recognise that projects can create trading peaks at different times. Our team works with you to structure credit facilities beyond your usual trading levels, offering temporary and adaptable solutions to match your business needs.

Dynamic payment terms – Not all projects are the same, and different end users require different payment structures. We collaborate with you to tailor payment terms that align with your business, your clients and our mutual success.

Our approach is simple: we work with you to ensure you have the credit flexibility you need when you need it.

Apply now

Use your credit facility to purchase through our web shop.

Did you know you can pay your account by direct debit?

✅ Reduce administration – No more manual payments or reminders.
✅ Enhanced credit facilities – Enjoy improved financial flexibility.
✅ Better cash flow foresight – Predict and plan your finances with confidence.
✅ Flexible payment cycles – Choose a schedule that suits your needs.
✅ Minimum 30-day payment terms – Manage expenses more effectively.
✅ Advance notification – Receive at least 7 days' notice before each payment.

Please contact the team to learn more.

Asset finance at Midwich

✅ Enabling asset acquisition
✅ Protecting working capital
✅ Supporting business growth

Did you know we can source finance for you or your customer’s asset acquisition?

Are you on a mission to grow your business? But is your return on investment out of harmony with your asset acquisition? Or do you simply want to offer your customers the opportunity to finance their purchases?

We’re here to make life easier for you. We’ll act as your Financial Services Desk and take administration out of your hands, offering quotations, managing proposal acceptances, completing documentation and arranging swift payment to help you move on to your next project.

We work with an experienced panel of funders. Once we receive your proposal. We will select the funder best suited to your opportunity, ensuring we meet your business goals and deliver the best terms and costs.

Funding opportunities:

Finance for any product or service we sell across Midwich UK&I
Finance up to 30% of products and services not available through Midwich Group

Asset Finance

A Finance Lease means you or your client can use an asset without buying it outright. The term can be tailored to suit your working capital requirements. Once the term has been agreed upon, you or your client will have regular fixed payments (operational expenditure).

At the end of the term, there is the option to continue to use the asset by entering a second rental agreement. Alternatively, you or your client can refresh the equipment during or at the end of the agreement, ensuring access to the latest technology.

Minimum value: £1,000

Hire Purchase is a popular way for you or your client to finance large-scale AV equipment such as LED displays, projectors, and high-end lighting. It allows the spread cost over time through fixed instalments, while still using the equipment from day one. Ownership transfers to you or your client once all payments are completed—typically for an agreed nominal fee—giving a flexible and cost-effective way to invest in premium technology.